Fixed-Rate Investments
Invest at a fixed rate to earn more on your investment, at the term you choose.
Earn up to
0
% APY*
on a six-month term.
*APY = Annual Percentage Yield assumes all interest is left in the investment and compounded.
Fixed-rate investments are not designed for early withdrawal.
Current Rates
|
APY*
|
APR*
|
Term
|
|---|---|---|
|
5.12%
|
5.00%
|
6 Month
|
|
4.59%
|
4.50%
|
12 Month
|
|
4.33%
|
4.25%
|
18 Month
|
|
3.82%
|
3.75%
|
2 Year
|
|
3.56%
|
3.50%
|
3 Year
|
|
3.04%
|
3.00%
|
5 Year
|
Our fixed-rate investments allow you to invest at a fixed rate and term, while supporting ministry growth.
Great rates, locked in. Once you invest in a fixed-rate investment note, your rate is set for the term you selected. Any money you add will earn interest at that same fixed rate.
Steady income, or compound growth. Let your interest compound every month or pull funds on a regular schedule: monthly, quarterly, semi-annually, or annually.
$0 maintenance fees. Fixed-rate investments have no maintenance fees, no service fees, and no hidden penalties, so you can earn more with your investment.
Personal customer service. You can expect personal attention from our skilled and dedicated investment specialists, whether you call our office or make an appointment to stop by!
You can easily manage your fixed-rate investment on our secure customer portal.
Frequently Asked Questions
Typically, yes, you can add to your investment note(s) at any time. If for any reason your investment note becomes closed to additions, we will give you 30 days advance notice.
No. Interest rates are determined by the terms of your investment, not by the dollar amount invested.
You can use our compound interest calculator to calculate future earnings. You can even compare compounding interest against regular monthly additions over time.
Your investments are not “secured.” Investments with GenFi Ministries cannot be covered under the FDIC insurance program, because GenFi Ministries is a ministry, not a bank.
GenFi Ministries’ total net assets exceeded $15 million as of December 31, 2024. See our Offering Circular for more information.
Your investment supports the expansion of Assemblies of God churches and ministries through our loan program. See our Offering Circular for more information regarding our activities and the use of proceeds when you invest with us. See the impact investments with GenFi Ministries have for ministries nationwide.
An account can be opened with as little as $250.
Yes. You will need to provide a copy of your trust agreement or complete a Certification of Trust Agreement form. GenFi Ministries requires that we have one of these items before we can set up your investment note in the name of a trust.
Your beneficiaries will need to contact GenFi and provide a certified death certificate. They will also need to inform GenFi in writing whether they want to cash out the investment note(s) or hold it to maturity.
Opening a fixed-rate investment is easy to do.
Choose the term that fits your saving objectives. Read our Offering Circular and complete a short application form to get started!
Investing with Purpose
Investments with GenFi Ministries support churches and ministries.
When you invest with GenFi Ministries, you help build up Assemblies of God churches all over the United States. Thanks to the investments of thousands of individuals and families, we can support the health, vitality, and continued success of hundreds of ministries. Your investment is not just earning a return for you… it’s earning a return for the Kingdom and creating a generational impact.