Church Extension Plan is now GenFi Ministries.

   800-821-1112    4070 27th Ct SE, Salem, OR 97302

Building your future, today.

At GenFi Ministries, investing is a win-win. Earn a competitive rate of return and fund ministry growth nationwide.

Earn up to

0

on a six-month term.

% APY*

*APY = Annual Percentage Yield assumes all interest is left in the investment and compounded.
Fixed-rate investments are not designed for early withdrawal.

Current Rates

APY*
APR*
Term
5.12%
5.00%
6 Month
4.59%
4.50%
12 Month
4.33%
4.25%
18 Month
3.82%
3.75%
2 Year
3.56%
3.50%
3 Year
3.04%
3.00%
5 Year

GenFi Ministries provides a range of investment options, but every note offers a great rate of return while supporting church growth.

Our investment account options have served individuals, families, and organizations across the country since 1950. No matter your financial needs, we would love to help you achieve your financial goals while equipping ministries nationwide.

  • Earn a great interest rate
  • Start with as little as $250
  • Select terms from six months to five years
  • Choose from fixed or variable rate options
  • Fund church loans nationwide

Investment Options

Penalty-Free Access Investing

This note is among GenFi Ministries’s most popular services, ideal for families and organizations that may have unexpected expenses or need access to their funds in the near future. With a 30-day written notice, you can pull money from your access note penalty-free.

Fixed-Rate Investing

At GenFi Ministries, our fixed-rate investment notes are easy to open and track, so you can put your savings on autopilot. Withdraw your funds on a monthly or quarterly basis and add money just as simply. The more you add, the more you’ll support ministries across the country.

Investments for Trusts

There are a number of advantages to placing your GenFi Ministries investment note in a trust. You can not only ensure that your assets are distributed according to your wishes, but also protect your wealth from creditors, help your family bypass probate, and may even minimize your estate taxes too. Contact us to learn more!

Investments for Organizations

GenFi Ministries provides investing options to support you, your family, and your ministry. With an organizational investment account, you can establish a building fund for your church and equip your ministry for everything from unplanned expenses to long-term growth. Open an investment for your ministry today!

Investments for Retirement

Through our Roth and Traditional IRAs, we offer faith-based investment solutions designed specifically for ministers and pastors. When you invest with GenFi, your funds do more than grow for your future—they actively support the mission of the Church today. Your investment helps fund loans that strengthen local congregations, enabling church growth, new facilities, and ministry expansion. It’s retirement with purpose—building security for your future while empowering ministry across the nation. See how Traditional and Roth IRAs compare — find the right fit for you.

Investments for Minors

Use a GenFi Ministries investment account to pursue education goals and prepare for the future. Our Coverdell Education Savings Account (ESA) and Uniform Transfer to Minor Account (UTMA) options allow you to invest in education and ministry. UTMA or ESA — see the difference.

Frequently Asked Questions

These are some of our most common questions about investments. To see more, visit our FAQ page.

How often do rates change?

Investment rates on new offerings are subject to change at any time.

How does GenFi Ministries use my money?

Your investment supports the expansion of Assemblies of God churches and ministries through our loan program. See our Offering Circular for more information regarding our activities and the use of proceeds when you invest with us. See the impact investments with GenFi Ministries have for ministries nationwide.

Are investments with GenFi Ministries secured or insured? 

Your investments are not “secured.” Investments with GenFi Ministries cannot be covered under the FDIC insurance program, because GenFi Ministries is a ministry, not a bank.

GenFi Ministries’ total net assets exceeded $15 million as of December 31, 2024. See our Offering Circular for more information.

Am I allowed to make redemptions from my note(s)?

The penalty-free access note provides penalty-free redemptions (requires a 30-day written notice). Fixed-rate notes are set up with the intention that the funds will stay in the account until maturity. Currently, early redemptions can be made from these notes with a 30-day written notice and will result in a six-month interest penalty.

Can I continue to add to my investment note?

Typically, yes, you can add to your investment note(s) at any time. If for any reason your investment note becomes closed to additions, we will give you 30 days advance notice.

"You can invest your money in a secure financial institution that operates with integrity, delivers good returns, and rewards your faith as well as your finances."
Supt. Terry Raburn
Peninsular Florida District

Investing with Purpose

Investments with GenFi Ministries support churches and ministries.

When you invest with GenFi Ministries, you help build up Assemblies of God churches all over the United States. Thanks to the investments of thousands of individuals and families, we can support the health, vitality, and continued success of hundreds of ministries. Your investment is not just earning a return for you… it’s earning a return for the Kingdom and creating a generational impact. 

*APY = Annual Percentage Yield assumes all interest is left in the investment and compounded. Rates subject to change. Past performance is no guarantee of future results. GenFi Ministries’ securities are not Saving Accounts or Bank Deposits and they are not FDIC or SIPC insured. This is not an offer to sell our securities and we are not soliciting you to buy our securities. We will offer and sell our securities only in states where authorized. The offering of our securities is made solely by our Offering Circular. The Notes are unsecured debt securities subject to terms, conditions and risks described in our Offering Circular, including risk of possible loss of the amount invested. Payment is dependent on GenFi Ministries’s financial condition at the time payment is due. Potential investors are urged to carefully read our Offering Circular before making an investment decision.

Please submit this form to begin the process of opening an ESA with GenFi Ministries.

Thank you for your interest in our IRAs. Once you submit this form, an Investor Specialist will be in contact with you within 2 business days. Please feel free to contact our office (800-821-1112) if you have any questions in the meantime.

Please submit this form to begin the process of opening an ESA with GenFi Ministries.

Thank you for your interest in our IRAs. Once you submit this form, an Investor Specialist will be in contact with you within 2 business days. Please feel free to contact our office (800-821-1112) if you have any questions in the meantime.

Please submit this form to begin the process of opening an ESA with GenFi Ministries.

Thank you for your interest in our IRAs. Once you submit this form, an Investor Specialist will be in contact with you within 2 business days. Please feel free to contact our office (800-821-1112) if you have any questions in the meantime.

Conditions

  • $250 minimum to open and maintain
  • Rate fixed for term
  • Written request required for early withdrawal
  • Request processed within 30 days

Penalty

  • Previous 6 months’ interest on full account balance from date of the withdrawal request

Questions? Contact us!